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Financing Options
Information about our financing options

An easy and safe process you can do from the comfort of your home

Now is the best time to apply for financing and furnish your home.

We’re committed to offering the best service with the best payment alternatives, therefore we invite you to apply to our financing options. 

To begin filling out your application, click here. Later, you must visit your nearest store with your confirmation number to complete your order with one of our representatives. This offer is available exclusively in stores and does not apply to sales online. You can pay from the commodity of your home with Berrios ePay. Click here to access the page. 
Basic requirements to apply for financing:
  • 21 years or older
  • Be a resident of Puerto Rico
  • Have a valid photo identification 
  • Be employed or generating income that can be evidenced
  • Have a permanent or regular employment
  • Work a minimum of 20 hours or more weekly
You can pay from the comfort of your home with Berrios ePay. Click here to access the page.

Available payment methods
  • Visa
  • MasterCard
  • American Express
  • Discover
  • PayPal
You cannot apply 2 offers to the same item. (1) Certain restrictions apply. Subject to credit approval. The interest rate and APR are determined based on a credit score and other terms established by Empresas Berríos. Offer for loans with a prepaid term of 6, 9, 12, 18, and 24 months at 5.95% APR with credit (0.0) requires the minimum amount to finance of $ 1,500. Other interest rates and APR may apply, if not qualified since they are based on the credit score and other terms established by Empresas Berríos. Base APR from 5.95% to 19.95%. Subject to credit approval and the parameters established by Empresas Berríos. Certain restrictions apply. The APR is determined based on your risk score and your credit history. Advertised offers cannot be combined with other offers. If the client wishes to collect the merchandise, they can do so at our Distribution Center Carr. 172 Km. 49.7 Bo. Bayamón, Cidra. The sales tax (IVU) must be paid by the buyer at the time of sale. Approval subject to company credit parameters, including excellent credit. Availability of merchandise varies and the availability of the same is not guaranteed at the time of making the online purchase. The price of the marked regular product is from $49.00 to $4,999.00, and on special from $46.00 to $4,800.00. The quantities of the advertised products are available in our Distribution Center in Cidra. All financing plans require the client to pay an IVU. Requires (1) current photo ID, a recent electric or water bill, and evidence of recent income.